Critical Illness

Critical Illness Policy

It covers critical illnesses only, as mentioned in the policy. The policy pays a lump sum on diagnosis of a critical illness, irrespective of the fact that whether the treatment takes place in the country or not. A lump sum benefit is paid on diagnosis of a critical ailment, irrespective of the medical expenses incurred. The policy ceases to exist once the benefit is paid out.

Our lifestyle is itself the cause of most of the life threatening ailments. So if you feel you are vulnerable too, it is time for you to buy the best critical illness insurance plan and stay protected against a number of critical ailments.

However, it doesn’t mean you can avoid the individual health insurance policy. In fact, first you should buy an individual health insurance policy and then, include the critical illness plan as a second layer of protection in your insurance portfolio.